Liability insurance is renewed yearly for a cost of $35 through SNCAE. SNCAE is a division of the larger professional organization NC Association of Educators. With your Association membership comes a $1 million Educators Employment Liability (EEL) insurance policy which protects you against civil proceedings brought against you in job-related matters. If you are completing the application and SNCAE is charging you something other than $35, something went wrong, email rbodenhe@unca.edu.

Note: The field coordinator will inform you via email when your Liability Insurance requires renewal. For questions, contact Rebecca Bodenheimer rbodenhe@unca.edu. Note: The field coordinator will inform you via email when your background check requires renewal. The email will begin with “Action Required:”

Note: SNCAE is a student professional organization. Once you are a member with your liability insurance, they will try to get you to purchase additional types of insurance. The only type of insurance you are required to carry is the Liability Insurance and the request will always come from me.


Benefits that students have the opportunity to receive through SNCAE (as members of the student division also get benefits from NCAE and NEA):

  • Getting help with student loan debt (NEA Student Debt Navigator tool)
  • Connections between practicing teachers and fellow future teachers through conferences, workshops, forums, etc.
  • Coupons for movie tickets and various stores such as Target and Best Buy
  • Online collection of resources by and for teachers (NEA edCommunities, similar to a free version of teacherspayteachers)
  • Resources and tools (such as guides, reports, trainings, etc.) for various issues in education

Other NEA benefits that will probably be more of interest to candidates after they have graduated include:

  • Consolidating debts/major purchases (NEA Personal Loan)
  • Financial resources in times of need (NEA Disaster Relief, which includes NEA Credit Card Program)
  • Discounts on insurance and life insurance options (NEA Complimentary Life Insurance)
  • Retirement planning (NEA Retirement Program)
  • Covering expenses if out of work due to sickness/injury (NEA Income Protection Insurance Plan)
  • Legal support
  • Lobbying resources